{"id":18451,"date":"2025-09-01T15:19:33","date_gmt":"2025-09-01T12:19:33","guid":{"rendered":"https:\/\/www.nbg.com.cy\/timologio-oroi-synallagon-kai-entypa\/epitokia\/"},"modified":"2025-12-16T10:31:11","modified_gmt":"2025-12-16T08:31:11","slug":"epitokia","status":"publish","type":"page","link":"https:\/\/www.nbg.com.cy\/en\/timologio-oroi-synallagon-kai-entypa\/epitokia\/","title":{"rendered":"Interest rates"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18451\" class=\"elementor elementor-18451 elementor-13874\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54ef1b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54ef1b0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-02a489e\" data-id=\"02a489e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02c1f4a elementor-widget elementor-widget-heading\" data-id=\"02c1f4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interest Rates <\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-d61104f e-flex e-con-boxed e-con e-parent\" data-id=\"d61104f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eff5d4a no-space  elementor-widget elementor-widget-the7-accordion\" data-id=\"eff5d4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"the7-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion the7-adv-accordion ac_bb_active_title ac_top_bottom_borders ac_left_right_borders\" data-accordion-type=\"accordion\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-2511\" class=\"elementor-tab-title the7-accordion-header deactive-default\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-2511\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Base Rates<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\t<div id=\"elementor-tab-content-2511\" class=\"elementor-tab-content elementor-clearfix deactive-default\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2511\"><ul class=\"custom-arrow-list underlined-links\"><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/12\/Website-Base-Rates-Oct-25-EN.pdf\" target=\"_blank\" rel=\"noopener\">October 2025<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Dec-24-EN.pdf\" target=\"_blank\" rel=\"noopener\">December 2024<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Oct-23-EN.pdf\" target=\"_blank\" rel=\"noopener\">November 2023<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Nov-22-EN.pdf\" target=\"_blank\" rel=\"noopener\">November 2022<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Base-Rates-Aug-22-EN.pdf\" target=\"_blank\" rel=\"noopener\">August 2022<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-March-22-EN.pdf\" target=\"_blank\" rel=\"noopener\">March 2022<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Dec-2021-EN.pdf\" target=\"_blank\" rel=\"noopener\">December 2021<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Sep-2021-EN.pdf\" target=\"_blank\" rel=\"noopener\">September 2021<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-June-2021-EN.pdf\" target=\"_blank\" rel=\"noopener\">June 2021<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-March-2021-EN.pdf\" target=\"_blank\" rel=\"noopener\">March 2021<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Nov-20-EN.pdf\" target=\"_blank\" rel=\"noopener\">November 2020<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-July-2020-EN.pdf\" target=\"_blank\" rel=\"noopener\">July 2020<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Jan-2020-EN.pdf\" target=\"_blank\" rel=\"noopener\">January 2020<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Sep-19-EN.pdf\" target=\"_blank\" rel=\"noopener\">September 2019<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-May-19-EN.pdf\" target=\"_blank\" rel=\"noopener\">May 2019<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Feb-19-EN.pdf\" target=\"_blank\" rel=\"noopener\">February 2019<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-Nov-18-EN-1.pdf\" target=\"_blank\" rel=\"noopener\">November 2018<\/a><\/li><li><a href=\"https:\/\/www.nbg.com.cy\/wp-content\/uploads\/2025\/10\/Website-Base-Rates-EN-Final.pdf\" target=\"_blank\" rel=\"noopener\">January 2018<\/a><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h4 id=\"elementor-tab-title-2512\" class=\"elementor-tab-title the7-accordion-header\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2512\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" href=\"\">Deposits Interest Rates <\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\t<div id=\"elementor-tab-content-2512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2512\"><table class=\"table-container\">\n<thead>\n<tr>\n<th style=\"text-align: center;\" colspan=\"4\">Deposits Interest Rates for Households\/Individuals<\/th>\n<\/tr>\n<tr  >\n<th  >TYPE OF ACCOUNT<\/th>\n<th  style=\" text-align: center;\">DEPOSIT AMOUNT (IN EURO)<\/th>\n<th style=\" text-align: center;\">INTEREST RATE<\/th>\n<th  style=\" text-align: center;\">penalty<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr  >\n<td >Demand Accounts<\/td>\n<td  style=\" text-align: center;\">Any amount<\/td>\n<td  style=\" text-align: center;\">0%<\/td>\n<td ><\/td>\n<\/tr>\n<tr  >\n<td >Savings Accounts<\/td>\n<td  style=\" text-align: center;\">Any amount<\/td>\n<td  style=\" text-align: center;\">0%<\/td>\n<td\/> <\/td>\n<\/tr>\n<tr  >\n<td >8 days Notice Accounts<\/td>\n<td  style=\" text-align: center;\">Any amount<\/td>\n<td  style=\" text-align: center;\">0%<\/td>\n<td  style=\" text-align: center;\">1,00%<\/td>\n<\/tr>\n<tr  >\n<td >1 month Notice Account<\/td>\n<td  style=\" text-align: center;\">Any amount<\/td>\n<td  style=\" text-align: center;\">0%<\/td>\n<td  style=\" text-align: center;\">1,00%<\/td>\n<\/tr>\n<tr>\n<td >35 days Notice Account<\/td>\n<td style=\"text-align: center;\">Any amount<\/td>\n<td style=\" text-align: center;\">0%<\/td>\n<td style=\" text-align: center;\">1,00%<\/td>\n<\/tr>\n<tr  >\n<td >90 days Notice Accounts<\/td>\n<td  style=\"text-align: center;\">Any amount<\/td>\n<td  style=\"text-align: center;\">0%<\/td>\n<td  style=\"text-align: center;\">1,00%<\/td>\n<\/tr>\n<tr>\n<td >1\/3\/6\/9\/12 month Fixed Deposit (without automatic renewal)<\/td>\n<td style=\"text-align: center;\">Any amount<\/td>\n<td style=\"text-align: center;\">Please contact our branches for more information<\/td>\n<td style=\"text-align: center;\">1,00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center;\"><strong>\u00a0<\/strong><\/p>\n\n<table class=\"table-container\">\n<tbody>\n<tr >\n<td style=\"text-align: center;\" colspan=\"2\"><strong>INTEREST RATES FOR DEPOSITS HELD BY BUSINESSES\/ LEGAL ENTITIES\u00a0\u00a0<\/strong><\/td>\n<\/tr>\n<tr >\n<td style=\"text-align: center;\"><strong>TYPE OF ACCOUNT<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>INTEREST RATE<\/strong><\/td>\n<\/tr>\n<tr >\n  <td >Business Demand and Sight Account<\/span><\/td>\n  <td style=\" text-align: center;\">Please contact our branches for more information<\/td>\n<\/tr>\n<tr >\n  <td >Business Deposit Account<\/span><\/td>\n  <td style=\" text-align: center;\">0,00 %<\/span><\/td>\n<\/tr>\n<tr >\n<td>Business Notice Account <\/span>(for all terms)<\/span><\/td>\n<td style=\"text-align: center;\">0,00 %<\/span><\/td>\n<\/tr>\n<tr >\n<td>Business 1\/3\/6\/9\/12 month Fixed Deposit Accounts (without automatic renewal) <\/td>\n<td>\n  <p style=\"text-align: center;\">Please contact our branches for more information<\/p><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-050ec58 e-flex e-con-boxed e-con e-parent\" data-id=\"050ec58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02de6a1 elementor-widget elementor-widget-template\" data-id=\"02de6a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"17967\" class=\"elementor elementor-17967 elementor-13611\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed99ff0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed99ff0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-153a5cf\" data-id=\"153a5cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca47ca6 elementor-section-content-top elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca47ca6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div 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elementor-element-2b0ae31 elementor-widget elementor-widget-text-editor\" data-id=\"2b0ae31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div><div class=\"text-grey-7 pr-0 md:pr-20\">Our highly trained team is waiting to answer any questions you may have, in person or by phone.\u00a0\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a08946 elementor-widget elementor-widget-spacer\" data-id=\"1a08946\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2073f8 elementor-align-left elementor-widget elementor-widget-the7_button_widget\" data-id=\"f2073f8\" data-element_type=\"widget\" data-e-type=\"widget\" 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