|INTEREST: Variable from 2,00%
DURATION: up to 35 έτη
DURATION: up to €500.000
|Total Interest is calculated on the basis of 6M Euribor rate (minimum Euribor rate 0%) or BHBR.
BHBR (Bank Housing Base Rate): 1,999% (valid from 16 of November 2020).
|Energy Efficiency Reward
Upon the full disbursement of a loan for purchase, construction or renovation of a residence that will be graded with an A on its energy efficiency certificate, a reward of €300 bonus is credited in customer’s credit card.
|Borrower Life insurance
|To ensure the complete protection of the property acquired, Ethniki Insurance also undertakes to pay up the remaining loan balance, in the event of the borrower’s death due to illness or accident during the loan repayment period.
|For quick evaluation of your application when visiting the branch please bring with you the following documents.
|Salaried employees :
Sole proprietors/ Freelancers:
|Purpose of Credit Documentation
|Purchase or construction of a property:
Renovation (estimated total cost <75,000):
TERMS AND CONDITIONS APPLY
For more information and full terms and conditions, you can contact any branch of the National Bank.
Our interest rates depend on your financial data and the amount of your loan and may differ from the above representative rates.
The Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time.
Loans are only available where the applicant provides the National Bank of Greece (Cyprus) Ltd with asset-based collateral which in its view is satisfactory.
The interest rate and the installment of the mortgage loan may be modified by the creditor from time to time.
You run the risk of losing your real estate if you do not normally pay the installments of the mortgage or any other mortgage-backed mortgage on your immovable property.
|Warning: The installment amount and total cost of the facility may increase or decrease depending on variations in the base rate.