Commercial Banking

Solutions for SMEs and Enterpreneurs

FORMS OF SHORT-TERM FINANCING

  • Current account with an overdraft limit
    Facility used to enhance the liquidity of the business and meet its working capital requirements.
  • Current account facility against receivables (postdated checks)
  • Factoring Domestic / Export
    Offers financing against credit sales invoices and claims from domestic clients / clients abroad. This form of financing enables conversion to cash assets on a constant basis and at the same time can reduce management cost / claims collection cost due to specialization and achievement of economies of scale.

PROVISION OF LETTERS OF GUARANTEE AND / OR DOCUMENTARY CREDITS

LOANS

  • Loan package designed to meet a wide range of the enterprise’s needs as well as those of the businessman, including:
  • Loans for working capital purposes: They aim to satisfy urgent, special or more permanent needs in working capital of the business.
  • Loans for the purchase of equipment: Financing aiming to cover part of the investment cost of the businesses with regard to the replacement / expansion / technological upgrading of its equipment.
  • Loans for business premises (extensions, renovations, construction, acquisitions): Financing aiming to cover part of the investment cost of the businesses with regard to the extension, renovation, construction or acquisition of premises used for their purposes.
  • Loans for investments in renewable sources of energy: Financing that aims to cover part of the total investment cost with regard to the set up of units exploiting various sources of energy (solar, wind, geothermal, hydroelectric, biomass etc.). The amount of the financing depends on the amount of the total investment required, the viability of the project etc.

The ΝΒG officer in charge will help you select the form of financing /credit line that best meets the needs of your business. Specific terms such as interest rates, grace period, repayment schedule, securities etc shall be provided accordingly.

How can you obtain the above Credit Financing?

Take the first step to obtain it by clicking here and fill in the preliminary application, by choosing from the products’ list “Credit Financing”.

Soon, an employee from our Bank will contact you in the way you shall tell us to inform you on the Branch of the National Bank that you shall have to address to and on all the necessary information that you shall have to produce.

How will you receive more information on Credit Financing to businesses of the National Bank?

For answers to specialized questions click here and fill in the respective form, by choosing from the products’ list “Credit Financing”

Soon, an employee from our Bank will contact you to reply to your questions / queries.