Housing Loans

Retail Banking

Solutions for your Family, Employees, Students and Investors

Do you intend to satisfy your immediate or future housing needs?

Our housing loans offer you credible and affordable solutions to all your housing needs.

HOUSING LOANS IN EURO

Loans in Euro covering your housing needs.

What do they offer you?

The purpose of the loan is to finance the purchase, erection, renovation, expansion of the main or holiday home.

  • One of the most competitive interest rates in the market
  • Loans for amounts starting from € 10.000
  • Duration of the loan up to 35 years
  • Repayment by standing order without any charge
  • Funding up to 80% of the commercial value of the immovable property
  • Comprehensive Home Insurance against all risks from Ethniki General Insurances (Cyprus) Ltd, with competitive premiums
  • Life insurance from Ethniki Life Insurances (Cyprus) Ltd, with competitive premiums
  • Possibility of Granting a Current Account Limit
  • Possibility of Granting a Credit Card Limit

How will you obtain the housing loan?

Take the first step to obtain your housing loan by clicking here and fill in the preliminary application on the Housing Loan, by choosing from the products’ list “Housing Loans”.

We will respond to your request promptly. 

How will you receive more information on the housing loan of the National Bank?

For answers to specialized questions click here and fill in the respective form, by choosing from the products’ list “Housing Loans”

Soon we will contact you to reply to your questions.

Warnings

  • You run the risk of losing your real estate if you fail to regularly pay the installments of the mortgage or any other mortgage loan on your immovable property.
  • The mortgage may vary from time to time the interest rate and the repayment installment of the housing loan.
  • Approval of loans is subject to the granting of satisfactory guarantees for the Bank on behalf of the applicant.
  • The Bank, however, reserves the right to reject any application in its judgment.

REAL ESTATE LOANS

Loans on favorable terms in order to purchase real estate for investment purposes and for the acquisition of business premises for professionals. 

What do they offer you?

  • Loans for amounts starting from € 20.000
  • Duration of loan up to 20 years
  • Capital and interest repayment with monthly installments, starting one month from the disbursement of the loan
  • Funding up to 70% of the commercial value
  • Comprehensive Home Insurance against all risks from Ethnki General (Cyprus) Ltd with competitive premiums
  • Life Insurance from Ethniki Life Insurance with competitive premiums

How will you obtain it?

Take the first step to obtain the loan by clicking here and fill in the preliminary application on the Loan, by choosing it from the list.

Soon, an employee from our Bank will contact you in the way you shall tell us to inform you on the Branch of the National Bank that you shall have to address to and on all the necessary information that you shall have to produce.

How will you receive more information on the Real Estate loans to individuals of the National Bank?

For more information click here and fill in the respective form, by choosing from the products’ list “Real Estate Loans”

Soon, we will contact you to reply to your questions.

Warnings

  • You run the risk of losing your property if you fail to regularly pay the installments of the mortgage or any other mortgage loan on your property.
  • The mortgage may change from time to time the interest rate and the repayment installment of the housing loan
  • Approval of loans is subject to the granting of satisfactory guarantees for the Bank on behalf of the applicant
  • The Bank, however, reserves the right to reject any application in its judgment

Warnings

  • You run the risk of losing your immovable property if you fail to regularly pay the installments of the mortgage or any other mortgage loan on your immovable property
  • Approval of loans is subject to the granting of satisfactory guarantees for the Bank on behalf of the applicant
  • The Bank, however, reserves the right to reject any application in its judgment