Housing Loans

Retail Banking

Solutions for your Family, Employees, Students and Investors

Do you intend to satisfy your immediate or future housing needs?

Our housing loans offer you credible and affordable solutions to all your housing needs.

FIRST HOME

Choose the loan that best suits your needs and acquire a home of your own!
LOAN PURPOSEINTERESTDURATIONLOAN AMOUNT
• Purchase, construction, completion of own house
• Renovation, expansion of own house
• Restoration, repair of traditional/ listed buildings to be used as owner- occupied residence
• Improvement or maintenance of traditional/ listed buildings to be
used as owner-occupied residence
• Purchase of plot of land to build own house
Variable
from 2,30%
up to 35 years up to €500.000

Features

Useful Information

HOLIDAY HOME

Interested in buying a holiday house? We can propose a loan that fits any needs regarding your chosen holiday home.
LOAN PURPOSEINTERESTDURATIONLOAN AMOUNT
• Purchase, construction, completion of holiday house
• Renovation or expansion of holiday house
• Restoration, repair, of traditional/ listed buildings to be used as holiday house
• Improvement or maintenance of traditional/ listed buildings to be used as holiday house

Variable
from 2,50%
up to 35 years up to €500.000

Features

Useful Information

INVESTMENT IN HOUSING PROPERTY

Housing loans for those interested in investing in housing property.
LOAN PURPOSEINTERESTDURATIONLOAN AMOUNT
• Purchase, construction, completion of house for investment
• Renovation or expansion of house for investment
• Restoration, repair of traditional/ listed buildings to be used for investment
• Improvement or maintenance of traditional/ listed buildings to be used for investment
• Purchase of plot of land for investment

Variable
from 3,10%

up to 20 years up to €500.000

Features

Useful Information

TRANSFER OF HOUSING LOAN

For those interested to transfer their housing loan to National Bank we respond with low Interest Rate and no loan charges.
LOAN PURPOSEINTERESTDURATIONLOAN AMOUNT
• Transfer of housing loan, no loan fees apply


variable from 2,20%

up to 35 yearsup to €500.000

Features

Useful Information

Terms and conditions apply.
For more information and full terms and conditions, you can contact any branch of the National Bank.
Our interest rates depend on your financial data and the amount of your loan and may differ from the above representative rates.
The Bank reserves the right to reject any application at its sole discretion and withdraw any plan at any time.
Loans are only available where the applicant provides the National Bank of Greece (Cyprus) Ltd with asset-based collateral which in its view is satisfactory.
The interest rate and the installment of the mortgage loan may be modified by the creditor from time to time.
You run the risk of losing your real estate if you do not normally pay the installments of the mortgage or any other mortgage-backed mortgage on your immovable property.