Current Accounts

Retail Banking

Solutions for your Family, Employees, Students and Investors

Current Account

The Current Account with overdraft limit is designed to meet your daily needs and expenses for the current month.

What do they offer you?

  • Withdrawal of money – without notice – up to the amount of your credit limit, which will be proportional to your financial capabilities
  • Monthly Account Statement
  • Checkbook
  • ETHNOCASH debit card for payments in Cyprus and abroad, as well as cash withdrawals from ATMs
  • Automatic payments of utility bills (EAC, CYTA, and Water Supply) or other regular payments and obligations (eg, loan installments, credit cards, life insurance)
  • Automatic credit of the account with your salary / income

Beneficiaries are physical entities with permanent residence in Cyprus.

How do you get your Current Account?

Take the first step in acquiring the package by clicking here and fill in the preliminary application for “Current Accounts” by selecting the title “Current Accounts” from the product list.

A bank’s representative shortly will contact you in the way you indicate to inform you about the National Bank Branch to which you should address and the necessary information that needs to be provided.

How do you get further information on National Bank Plans?

For answers to specialized questions click here and fill out the relevant form by selecting the title “Current Accounts” from the product list.

Salary +

Special Scheme of a preferential current account provided by the Bank to employees / executives of companies and Organizations that cooperate with the Bank.

Which of your needs are met?

  • Automatic credit of the account with your salary / income
  • Account primarily used to meet daily needs in direct withdrawals / payments
  • An account that helps to increase customer liquidity by granting a large overdraft limit
  • Privileged account that can be linked to additional bank facilities on preferential terms such as: credit cards, personal and mortgage loans

What additional services / benefits does it offer you?

  • Overdraft limit facility of up to three times your gross monthly earnings, in line with your credit card limit
  • Variable interest rate amongst the most competitive in the market. Depending on the collateral provided
  • Checkbook
  • ETHNOCASH debit card services
  • Mastercard credit card services
  • Credit card facility with a limit of up to three times your gross monthly earnings, covenant with the overdraft limit
  • Direct Debit / Standing Order facilities
  • Automatic credit of the account with your salary / income
  • Payment of utility bills (EAC, CYTA, Water Supply …)
  • Free payment of installments on your credit card and your loans with the National Bank
  • Other payments
  • Joint account facility
  • Monthly account statement
  • Direct access to the account through the Branch Network of the National Bank of Greece via ATMs all over Cyprus and abroad, as well as through the Internet Banking website,

How do you get the “Salary +” preferential package?

Take the first step in acquiring the package by clicking here and fill in the preliminary application for the “Salary +” package by selecting the “Salary +” scheme from the product list.

A bank representative shortly will contact you in the way that you will indicate to inform you about the National Bank Branch to which you should address and the necessary information that needs to be provided.

How do you get further information on National Bank Plans?

For answers to specialized questions click here and fill out the relevant form by selecting the “Salary +” scheme from the list of products.

Warnings

  • You run the risk of losing your immovable property if you fail to regularly pay the installments of the mortgage or any other mortgage loan on your immovable property
  • The mortgage may change from time to time the interest rate and the repayment installment of the housing loan
  • Approval of loans is subject to the granting of satisfactory guarantees for the Bank on behalf of the applicant
  • The Bank, however, reserves the right to reject any application in its judgment